You've spent years asking how much. The better question is what it's all for.
Two risks, and most plans defend against one. The work here begins with your years — what they are for — then builds the architecture that funds them.
Start with the two numbersStart with the only two numbers that matter.
Not your balance. Not a projection. Your age today — and the age at which your body meaningfully slows. Be honest. Think of your parents. Think of your own health.
62
76
Most people have never been asked this. It is the number every plan should be built on.
14
high-energy years remaining
14
summers inside that band
728
weekends inside that band
You now hold a number most plans never ask for — the high-energy years that are yours to use.
Keep this number. The Time Inventory turns it into a map — the same exercise every ANCHORY relationship begins with.
Take the Time InventoryNothing you enter here is stored or sent. It stays on this page.
The deeper risk is not only running out of money.
The deeper risk is running out of years before you have used your money well. A plan must defend against both.
Time is not interchangeable. The first decade after you slow down is not the same as the last. High-energy years are worth more than the years that follow.
This is why ANCHORY begins where most firms do not. Not with product. Not with performance. With the shape of the life the wealth is meant to support. We call this practice Life Architecture.
It usually takes a scare to do the math. Here it is without one: you are the youngest and healthiest you will ever be again.
Sit with people near the end of their lives and the same regrets keep surfacing.
- I worked too hard.
- I waited for a someday that never came.
- I didn't enjoy it while I had it.
The regret is rarely the saving. It is the waiting.
The work is aligning time, health, and money — while you still have all three.
That's why ANCHORY is built around your life, not your balance.
Here is exactly how it works.
Three steps, and the human work comes first — the technical work exists to serve it. An honest conversation, and a clear next move at the end of each one.
A conversation.
One honest hour about the life you’re building and what you want your wealth to make possible — not a calculation.
We map what it’s for.
Your time, the decade ahead, the commitments worth protecting. You leave knowing what you’re planning toward.
We build the architecture.
Structure, guardrails, positioning, tax — built to fund that life, and reviewed with you as things change.
The Life Anchor
Why you’re here, how your time is spent now, and what the next decade is meant to hold — written in your own words.
The Deployment Plan
Your Life Anchor turned into funded decisions: guardrails, protection, portfolio structure, and a calendar. What to do, in what order, and why.
The Cadence
The rhythm that keeps it alive: regular reviews, commitments tracked, owners named, and an annual return to what it’s all for. It never closes.
You can stop after any step. Most people simply find they don’t want to.
One of these is already you.
Same work, two rhythms — the difference is where you are, not how much you’re worth. Most people know which one is theirs by the end of the first line.
You’re still building it.
For the career-building years. We set the architecture early, then meet each quarter to keep it true as your income and your life grow.
TypicallyMid-career, earning well, and wants a plan with a reason behind it.You’ve already built it.
For established wealth with more moving parts. A closer, monthly cadence across structure, protection, and the people who depend on it.
TypicallyHas the assets in place and wants them to mean something.Know what your wealth is for.
One honest hour. No spreadsheets to prepare — the question you haven't been able to answer, and a clear next move before you leave.
